What is one key feature of the Limited Payment T-100 Policy compared to a standard Term T-100 policy?

The Limited Payment T-100 policy is designed to require premium payments for a shorter period while providing coverage for the insured's entire lifetime. This feature makes it particularly attractive for individuals who want to be free of premium obligations after a set number of years, while still maintaining permanent coverage.

In contrast, the standard Term T-100 policy typically has premiums that are paid for a longer duration, often until the insured reaches a certain age or for the entirety of their life, without the option for limited payments.

This characteristic of offering shorter payment periods is a decisive advantage for those looking to manage their financial commitments more efficiently while ensuring lifelong coverage.